How to explain the fees of an annuity

| I made this video because many of you were asking me, "How do you explain the fees of an annuity Tom?" First of all, you have to remember that SPIAs and DIAs aren't even fee products. There are zero ongoing fees in a lifetime SPIA or DIA. But many of you know I'm all about using the right words, language, and stories to make complex financial concepts very simple to understand, so let me share some with you in this video.

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