What is Saral Pension Yojana 2021 in Hindi ?| Saral Pension Plan 2021 | IRDAI New Pension Plan

Saral Pension Yojana or Saral Pension Plan is brainchild of IRDAI who vide its circular dated 25th January 2021 has asked all Life Insurance companies to mandatorily introduce as part of their offerings. This is a Standard, Immediate Annuity plan which aims at providing regular pension to the Annuitants.
Given the history of many disputes and confusions arising due to many different plans being offered leading to confusion of customers, this plan aims to given only 2 options as part of its offering.

The first option is
Life annuity with 100% Return of Purchase Price; and Second Option is Joint Life annuity with a provision of 100% annuity to the secondary annuitant on death of the primary annuitant and Return of 100% Purchase Price on death of last survivor.

We will cover the Death Benefit, Survival benefit, Maturity Benefit, Loan Applicability, Surrender conditions in this Video.

Circular of IRDAI can be seen by visiting the link -
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